Illustration: Ruth Gwily

The conventional wisdom—save enough to retire at age 65—won’t work for the generation starting their careers today, writes columnist John D. Stoll.

In his Wall Street Journal column “The End of Retirement,” financial planner Joe Mackey challenges the conventional goal of retiring at age 65. Through a six-year conversation with his client, columnist John D. Stoll, Mackey probes the deeper question: does one even want to retire? As stunning as the financial realities might be, the article suggests that work continues to provide purpose, intellectual stimulation, and community—needs modern generations may not be ready to give up, even if they can.

Read the full Wall Street Journal Article

By Published On: September 2, 2025

This material is for educational purposes only and is not intended to provide specific advice or recommendations for any individual and does not take into consideration your specific situation. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Be sure to consult with a qualified financial advisor, legal, and/or tax professional before implementing any strategy discussed here.

This material is for educational purposes only and is not intended to provide specific advice or recommendations for any individual and does not take into consideration your specific situation. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Be sure to consult with a qualified financial advisor, legal, and/or tax professional before implementing any strategy discussed here.